Investing money needs careful consideration and you need to be absolutely sure of the risks involved. You should seek advice appropriate to your specific circumstances prior to making any decisions.

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The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

Tax treatment varies according to individual circumstances and is subject to change.

Investors do not pay any personal tax on income or gains, but ISAs do pay tax on income from stocks and shares within the funds.