Whether you need to set up or review existing retirement planning strategies for you or your employees, we have ways to help you make the most of your retirement opportunities.

We understand that you have a choice as to who you work with as your retirement planners and that if you are not happy with either our advice or our service you will simply take your business elsewhere.

Our Advisers are able to take the necessary time to fully understand your feelings on risk and your plans for your family, your career, your dreams and your aspirations so as to gain a true insight as to what your priorities really are.

We all know it’s important to plan for retirement, but many of us are still not planning well, or early enough.

Despite all the media headlines and Government initiatives, many of us still have a ‘tomorrow will do’ attitude. This is worrying for one simple reason – we are going to live longer than most of us think.

The rules surrounding pensions can be complex, and what’s right for you as an individual can vary greatly to somebody else. If it’s appropriate, we can provide advice on consolidating or transferring your retirement savings in order to:

  • deliver better value
  • improve your options or
  • give you more flexibility

We can also ensure you preserve any valuable benefits that you may be entitled to, like guaranteed income or extra tax-free cash.

April 2015 saw the introduction of greater freedom around how you can take income from your pension, but making the wrong choice could result in you paying significantly more tax than you need to. We can make sure your income is sustainable and tax-efficient so that when you enter retirement you can relax and enjoy your new lifestyle.

Transferring out of a Final Salary scheme/Defined Benefit Scheme is unlikely to be in the best interests of or be suitable for most people.

For more information please CLICK HERE.

The value of pensions can fall as well as rise, you may get back less than you invested.


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